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Terms of use
Introduction
Money Academy provides the information contained in this website and the pages comprising the website, and advertises and offers the services advertised on this website from time to time ("service/s") to users ("you"), subject to the terms and conditions set out herein ("the terms").
Please read these terms, together with our Privacy Policy carefully, they will govern our relationship with you in relation to your use of www.moneyacademy.co.za ("the website") and will constitute an ongoing binding agreement between Money Academy and yourself.
Acceptance of Terms
By accessing the website, you are deemed to have read, understood and agreed to the terms. Money Academy may at any time modify any of the terms and such modification will super cede and replace any previous terms. The amended terms will be made available on the website. Each time you access the website, you agree to be bound by the terms, as they have changed.
If you do not accept these terms and conditions, please do not continue to use this website. Please note that the terms and conditions stated in this document refer to the use by you of this website and are not related to any commercial agreement concluded between you and Money Academy or any other third party pursuant to the use of this website.
Content of the website
While Money Academy makes every effort to update the information provided on the website on a regular basis, Money Academy makes no representations or warranties, whether express, implied in law or residual, as to the accuracy, completeness or reliability of any information, data and/or content on the website.
This website is intended to provide general information regarding Money Academy, our products and services, and other information which may be of interest to you. It is not intended to provide a thorough examination of any subject. The information on this website including all research, opinions or other content is not intended to and does not constitute financial, accounting, tax, legal, investment, consulting or other professional advice or services. Before making any decision or taking any action which might affect your personal finances or business you should take appropriate advice from a suitably qualified person.
Content related to the products and services featured on this website are based on the laws of South Africa unless otherwise expressly stated. Your use of this website and any dispute arising out of the website is subject to the laws of South Africa. Any dispute arising out of the use or publication of this website is subject to the exclusive jurisdiction of the courts of South Africa.
If you access this website from locations outside of South Africa, you are responsible for compliance with all local laws.
Use of the website and indemnification
By accessing the website, you warrant and represent to Money Academy that you are legally entitled to do so. If you subscribe for any of our products you warrant and represent that you are legally authorised to subscribe for such services. You further warrant you will not use the website, the products and/or the services or any information made available or sent to you by us pursuant to your use of the website for any purpose that is unlawful or prohibited under South African or international law or is contravention of the terms.
You hereby indemnify Money Academy and its affiliates against any loss, liability, damage or expense of whatever nature which Money Academy and its affiliates or any third party may suffer which is caused by or attributable to, whether directly or indirectly, a breach by you of any of the warranties in these terms.
This website is available to you for your non-commercial use.
We may suspend, modify, withdraw or deny access to this website at any time, without notice. We will not be liable if for any reason our website is unavailable at any time or for any period.
You may print pages for your personal use but no part of this website may be reproduced or transmitted for any other purpose.
You must not:
- Misuse our website by knowingly introducing a Virus;
- Attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site; or
- Attack our site via a denial-of-service attack or a distributed denial-of service attack.
- Decompile and/or reverse engineer the source code of the website.
- Copy, reproduce, distribute, republish, download, display, post or transmit in any form or by any means, material on this website.
- Use the website for offensive, defamatory, incorrect or untrue disclosure to any persons.
Copyright and Intellectual Property
Copyright and all intellectual property rights and all materials, texts, drawings and data made available on the website (collectively "the materials") are owned by Money Academy, alternatively Money Academy is the lawful user thereof, and are protected by both South African and international intellectual property laws. Any unauthorised copying, reproduction, retransmission, distribution, dissemination, sale, publication, broadcast or other circulation or exploitation of such material or any component thereof will be an infringement of such copyright and other intellectual property rights; save that you may use the materials or any component thereof for your own internal purposes and for purposes of considering and making use of the services offered by Money Academy. The trademarks, names, logos and service marks (collectively "trademarks") displayed on this website are registered and unregistered trademarks of Money Academy. Nothing contained on this website should be construed as granting any licence or right to use any trademark without the prior written permission of Money Academy.
Third party links
From time to time this website may also include links to other websites. These links are provided in order to enhance the interest of other featured content and are not intended to signify that Money Academy endorses or otherwise has any responsibility for the content of the linked website.
No endorsement or approval of any third party or their advice, opinions, information, products or services is expressed or implied by any information on this website.
External links may be provided for your convenience, but they are beyond the control of Money Academy and no representation is made as to their content. These websites will have their own policies and we cannot be held responsible for these or any other terms and conditions that may be within these websites. Use or reliance on any external links provided is at your own risk. When visiting external links you must refer to the external terms and conditions of use
Permission to link to our website
Nobody may establish a hyperlink, frame, meta tag or similar reference, whether electronically or otherwise (collectively referred to as linking), to this site or any subsidiary pages before receiving Money Academy's prior written approval, which may be withheld or granted subject to the conditions Money Academy specifies from time to time.
Framing
No person, business or website may frame the site of Money Academy or any of the pages on this site in any way whatsoever.
Crawlers and spiders
No person, business or website may use any technology to search and/or gain information from Money Academy's website without its prior written consent.
Warranties, disclaimers and limitation of liability
Save as set out in the terms, Money Academy makes no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the website and the service/s and the website and service/s made available via the website are provided "as is". Money Academy does not make any warranty or representation that information and service/s advertised on the website are appropriate for use in any jurisdiction.
To the fullest extent possible by law, Money Academy expressly disclaims all (express or implied) warranties, including, without limitation, warranties and non-infringement, compatibility, security and accuracy in respect of this website. We do not warrant that the website or any software available for download via the website is free of viruses or destructive codes, which may impact or affect your computer equipment, computer programs or data due to your access to or use of (including, without limitation, downloading from) our website.
Neither Money Academy or its directors shall be responsible for, and they hereby disclaim all liability for, any loss, liability, damage (whether direct, indirect or consequential) and/or expense of any nature whatsoever which may be suffered by you or any third party, as a result of or which may be attributable, directly or indirectly, to your access and use of the website and/or any information contained on or received via the website, your use of the service/s and/or your reliance on any information offered via the website and service/s.
Without limiting the generality of the aforegoing, neither Money Academy nor its directors shall be liable for any loss of business, loss of data and/or loss of profits, any failure and/or unavailability of the website for any reason whatever and/or the failure/delay by any third party service provider to render any service/s which are necessary to ensure the availability of the website.
Information transmitted via the internet is susceptible to monitoring and interception. You will bear all risks of transmitting information in this manner. We will not be liable for any loss, harm or damage suffered by you as a result of transmitting information to us.
Any unsolicited confidential or proprietary information sent to us via the internet cannot be guaranteed to remain confidential. If you need to send such information to us and are concerned about the security of this information, please contact us and we will advise you of the most appropriate method of transmission.
This website is made available for public viewing on the basis that Money Academy excludes, to the extent lawfully permitted all liability whatsoever for any loss or damage howsoever arising out of the use of this website or reliance upon the content of this website.
Nothing on this website is intended to be nor should be construed as an offer to enter into a contractual relationship with you or anyone else, except for these terms which govern the relationship between us in relation to your use of the website. The advertising of our services via the website merely constitutes an invitation by Money Academy. Money Academy reserves the right not to accept and/or comply with any application for any reason whatsoever on notice to you.
Compliance with legislation
Money Academy will not tolerate anyone using the Money Academy website in contravention of any law, whether in common law or statute, and reserves the right to take action against anyone doing so, including laying a criminal charge, where applicable.
Privacy Policy
We respect your privacy and your personal information (even if you do not become or are no longer a customer of ours) and refer you to our Privacy Policy on our website which governs the way in which we collect and use the personal information provided to us as part of the application process. You give Money Academy permission to collect, use and process your personal information in accordance with our Privacy Policy when you access the website.