Budgeting

Simply put, budgeting means planning the amount of money you can spend on the things you need, based on how much you earn and can really afford. It may seem complicated at first, but it isn’t once you understand exactly how a budget works and what it’s for. You’ll learn about what to include and whether you can really afford the things you need or want, and how to know if you can afford to take a loan if you feel you need one.